No DIY guesswork. We handle every dispute, bureau communication, and follow-up — so your score goes up.
150+ Point Credit Score Increase — Guaranteed
Applies to clients enrolled in the $199/month service for a minimum of 6 months. Combined improvement across Equifax, Experian, and TransUnion. If we don’t hit 150+ points, we make it right.
Most clients with multiple items choose the monthly service for ongoing coverage and the 150-point guarantee. The pay-to-delete option is ideal if you have 1–3 specific items to remove.
Pay-to-Delete
$100
Per item successfully removed
Results-based pricing. You only pay when a negative item is successfully disputed and removed from your report. No monthly fees, no risk.
What’s Included
✓$100 per item removed — pay only for results
✓Professional dispute letters sent to all 3 bureaus
✓Bureau response monitoring and escalation
✓Works for collections, late payments, charge-offs, and more
✓No monthly fees — you pay when items come off
✓Free consultation included
Most Popular — 85% Choose This
Monthly Full-Service
$199/month
Cancel anytime • No long-term contract
Unlimited disputes every month. Ongoing bureau communication. Monthly progress reports. Full-service credit repair on autopilot — with our 150-point guarantee.
Everything Included
✓Unlimited dispute letters to all 3 bureaus every month
✓Bureau communication handling — we respond to everything
✓Monthly progress reports showing exactly what changed
✓Credit monitoring and new item alerts
✓Identity theft dispute handling (§605B)
✓FCRA legal escalations when bureaus fail to respond
★🛡 150+ point guarantee (6-month minimum)
How We Compare
Legal Credit Pros vs. Lexington Law
We’re cheaper, faster, more transparent — and we put the guarantee in writing. Lexington Law has no score guarantee and charges mandatory monthly fees.
Feature
Legal Credit Pros Best Value
Lexington Law
CreditRepair.com
Monthly price
$199/mo or $100/item
$99.95–$139.95/mo
$49.99–$149.99/mo
Score increase guarantee
✓ 150+ pts guaranteed
✗ None
✗ None
Results-based pricing option
✓ $100/item
✗
✗
Unlimited disputes per month
✓
✓
Higher tiers only
All 3 credit bureaus
✓ Always
✓
Higher tiers only
Monthly progress reports
✓
✓
✓
FCRA legal escalations
✓
✓
Limited
Identity theft handling
✓
✓
Limited
No long-term contract
✓ Cancel anytime
✗ 6-mo min
✓
Free consultation
✓ Always free
Sales call
Sales call
Questions
Frequently asked
Common questions about our pricing, process, and guarantee.
You pay $100 for each negative item that gets successfully removed from your credit report. We dispute the item with the bureaus — if it comes off, you pay. If it doesn’t, you owe nothing for that item. Pure results-based pricing: we only get paid when you see results.
The monthly service includes unlimited dispute letters sent every month to Equifax, Experian, and TransUnion — plus ongoing monitoring, bureau response handling, FCRA legal escalations, and a monthly progress report showing exactly what changed. We handle everything from start to finish; you just wait for results.
The guarantee applies to clients enrolled in the $199/month service for a minimum of 6 consecutive months. If your combined credit score improvement across all three bureaus (Equifax, Experian, TransUnion) doesn’t reach 150+ points, contact us and we’ll work with you to make it right. Individual results vary based on starting credit profile and dispute outcomes.
Pay-to-delete ($100/item) is best if you have 1–3 specific items you want removed and you only want to pay if they come off.
Monthly service ($199/month) is best if you have multiple items, want ongoing monitoring and bureau communication every month, or want the 150-point guarantee. Most clients with a history of collections, late payments, or multiple derogatory marks benefit significantly from the monthly service.
Yes. No contracts, no cancellation fees. Cancel from your billing portal at any time and you’ll retain service through the end of your current billing period. Note: the 150-point guarantee applies after 6 months of continuous enrollment.
The credit bureaus have 30 days to respond to each dispute under the FCRA. Most clients see initial results within 30–45 days. More complex situations (identity theft, multiple items across all bureaus) typically take 3–6 months for full resolution. That’s why we recommend the monthly service for sustained, comprehensive results.
We handle: collections, charge-offs, late payments, bankruptcies, repossessions, hard inquiries, medical debt, identity theft accounts, accounts with incorrect information, and items past the 7-year reporting window. If it’s on your report and is inaccurate, outdated, or unverifiable — we dispute it.
Start repairing your credit today
Professional dispute letters. Bureau communication. Monthly reports. All done for you — with a 150-point guarantee on the monthly plan.
🛡 150+ point guarantee · Free consultation · Cancel anytime · No contracts