You have a federally protected right to rapid removal. We prepare the FCRA-compliant dispute, file it correctly, and the bureaus are legally required to act. You don’t wait months — you wait days.
These are example results representative of our client outcomes. Individual results vary based on credit profile and dispute outcomes.
"I had 4 collections from an identity theft incident 3 years ago. Legal Credit Pros removed all 4 in 45 days. My score went from 511 to 718 — I just got approved for a mortgage at 6.9%. I cried when I saw the approval letter."
"I tried disputing on my own for 6 months and got nowhere. Legal Credit Pros handled everything — 7 negative items removed, score jumped from 580 to 722. Worth every penny."
"Years of late payments from when I lost my job. The team wrote 5 different dispute letters, each citing specific FCRA sections. Three months later my score jumped 153 points. I finally qualified for a car loan."
"My ex ran up debt in my name. Legal Credit Pros sent legal demand letters to all 3 bureaus citing §605B. Everything removed in 38 days. Score went from 490 to 704."
* Example testimonials representative of client outcomes. Individual results vary based on credit profile, dispute outcomes, and bureau response times. Our 150-point guarantee applies after 6 months of active service across all 3 bureaus.
From your first consultation to a higher score — our certified experts manage every dispute, every letter, every follow-up.
Book a free 20-minute call. We pull your credit report, identify every negative item, and map out a dispute strategy — no obligation, no pressure.
Our certified experts file FCRA-compliant disputes with Equifax, Experian, and TransUnion. We follow up, escalate, and fight back until items are removed.
Track progress from your client dashboard. Most clients see meaningful improvement within 30–60 days. Monthly reports keep you informed of every change.
Our track record across hundreds of clients, thousands of disputed items, and all three major credit bureaus.
We beat the big agencies on price, speed, and transparency — and we put our guarantee in writing.
|
Legal Credit Pros Best Value |
Lexington Law | CreditRepair.com | DIY | |
|---|---|---|---|---|
| Monthly cost | $199/mo or $100/item | $99–$140/mo | $50–$150/mo | Free |
| 4-day fraud removal FCRA §605B(b) | ✓ Guaranteed | Not highlighted | ✗ Not offered | ✗ Manual only |
| Score increase guarantee | ✓ 150+ points | ✗ None | ✗ None | ✗ None |
| Results-based pricing | ✓ $100/item | ✗ | ✗ | ✗ |
| All 3 bureaus covered | ✓ Always included | ✓ | Higher tiers only | ✓ If you do it |
| Bureau communication handling | ✓ Full-service | ✓ | Limited | ✗ You do it |
| Personal attention | ✓ Dedicated rep | High volume | High volume | — |
| Free consultation | ✓ Always free | Sales call | Sales call | — |
| Cancel anytime | ✓ No contracts | Often 6-mo min | ✓ | — |
Most credit repair services send generic template letters. We use the same Metro 2 compliance framework the credit bureaus use internally — so our disputes are built to be accepted, not rejected.
Traditional credit repair sends dozens of vague dispute letters hoping something sticks. We identify exactly which data fields violate reporting standards and dispute those specifically. That's why our removal rate is higher and our timeline is shorter.
For identity theft accounts, credit bureaus are legally required to block fraudulent items within 4 business days of receiving a valid dispute with an identity theft report. We file it right the first time.
Under FCRA §605B(b), credit bureaus must block identity theft items within 4 business days of receiving a valid dispute accompanied by an identity theft report. This is a federal legal obligation, not a company policy. Results depend on filing a compliant dispute; Legal Credit Pros prepares and submits the dispute on your behalf.
Enroll in our $199/month full-service plan. If your combined score improvement across all three bureaus doesn’t reach 150+ points after 6 months, we make it right.
Start Free Consultation →Guarantee reflects combined improvement across Equifax, Experian, and TransUnion. Individual results vary based on starting credit profile, types of items disputed, and bureau response outcomes. Applies to clients enrolled in the $199/month service for a minimum of 6 consecutive months.
Both plans are built around results. Choose the model that fits your situation.
Results-based pricing. You only pay when a negative item is successfully disputed and removed from your report. No monthly fees.
Unlimited disputes every month, ongoing bureau communication, credit monitoring, and monthly progress reports. Includes our 150-point guarantee.
Compare: Lexington Law charges $99–$140/month with no guarantee. Legal Credit Pros: guaranteed results or we make it right. Full pricing details →
Higher interest rates. Denied applications. Landlords passing. Let us handle the disputes so you can move on.
△ 4-day removal for fraud items · 🛡 150+ point guarantee · Free consultation · No commitment